Flight School Loans

Meritize – Funding Your Future

There has never been a better time to gain in-demand skills and jump start your future. The Meritize Platform provides merit-based funding options for career training programs to help you get started.What is a Meritize Loan? The Meritize platform looks beyond FICO and use previous academic or military achievements to enhance credit evaluation and potentially improve loan options.

What can the Meritize platform offer me?

  • Pre-approval in minutes for qualified applicants
  • Choose from various repayment terms, including deferring full principal and interest for 3 months after you complete your training
  • Qualifying students are able to finance the full cost of tuition
  • No prepayment penalty
  • Free access to Career Services

What is next?

  • If approved, review loan options and select the one that works best for you
  • Sign up for autopay and receive a 0.25% interest rate discount**

How to apply?

Students must complete the application process by themselves to check their loan options.
The website to apply is
Checking loan options does not affect a student’s credit score – the initial credit pull is a soft credit pull.

If loan options are available to you, you may be asked to provide Merit Documents.

Merit documents could include:

  • Most recent academic transcript

  • Official or unofficial high school or college

  • High School Equivalency docs

  • Military documentation (DD214)

Students must fully submit their application for it to appear in the school portal.

*variable rates subject to change

**The 0.25% Auto Pay interest rate reduction applies if you make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account. AutoPay is not required to obtain a loan.

Meritize Lending, LLC, NMLS ID 1661035 (NMLS Consumer Access

Meritize Financial, Inc. NMLS ID 1986399 (NMLS Consumer Access

Terms and Conditions apply. Meritize branded loan products are educational loans issued by Meritize Lending, LLC**. Meritize reserves the right to modify or discontinue products and benefits at any time without notice. To qualify, a borrower must be a U.S. citizen, permanent resident or hold an Employment Authorization Document and meet Meritize’s underwriting requirements. If approved for a loan the actual loan amount, term, payment, and APR amount of loan that a customer qualifies for may vary based on credit determination, state law and other factors. Meritize does not warrant or guarantee any claims made herein, including, but not limited to, gaining admission to a program, concerning the quality or financial strength of any educational institution, securing funding or obtaining employment. Our final loan offer may differ as a result of the school chosen and the associated cost of tuition. Not all schools are eligible for funding. Meritize does not offer educational loans in the following states: IA, IN, KY, ME, MI, ND, NV, SD, VT, WI, WV, WY, PR. All rights reserved.
**For residents of SC, loan is made by Meritize Financial, Inc.

Where to Start? Let us help you!

Call (877).423.8237 or Email to schedule an aviation career consultation!

Don’t Have a Rich Uncle?
Financing is Available For All Programs.


So what is Part-61 and F.A.R Part-141?2020-07-22T20:01:58-05:00

To better understand the two different types of flight training methods, it is helpful to determine exactly what these terms mean.

The term “part” in this case refers to a part of the Federal Aviation Regulations, or FARs. The FARs outline requirements for pilots, flight schools, maintenance requirements, and many other aviation-related topics.

Part 61 of the FARs is all about the regulations for pilot certification. It outlines the topics covered during flight training and the amount of flight hours required to obtain specific flight certificates. Part 141 describes regulations for flight training institutions and flight schools. Under Part 141, a flight school must seek and maintain FAA approval for its training curriculum, syllabus and lesson plans, creating a more structured flight training environment. A Part 61 training environment is less strict, and leaves an instructor with more flexibility to change the training program as he sees fit. Both training programs teach to the same FAA practical test standards.


We provide 100% financing through our lending partner Meritize.

Terms and interest rate varies based on student credit.

See here to learn more about Meritize loan. You can also call (877) 423-8237 for more details and to begin the application process.